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If you make an excessive amount of cash to be entitled to Section 7 individual bankruptcy or would like to preserve your assets, file for Chapter 13 a bankruptcy proceeding as an alternative. This sort of personal bankruptcy enables you write down a repayment plan where you spend the money for trustee a specified quantity monthly, that is then disbursed in your loan companies. If you make prompt payments across the lifetime of the 3-5 year plan, the rest of your financial debt is washed out.
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